How Much Does a Bankruptcy Cost in Denver?

Almost every day I get a call from a potential client with a simple question:

“How much does a bankruptcy cost here in Denver?”

Potential clients are often very annoyed when I don’t give them a number back.  I have to ask questions and qualify the amount of work that will go into a case before I can assess the costs.  People call up asking for the price as if I am selling a box of rice and get annoyed when the process is more like I am building a deck.

If you call a contactor and ask how much a deck costs, they will want details.  Size, material, timeframe, first or second story, etc…  all of these have a direct impact to their costs and so they directly impact your costs.  My practice is similar.  Are you looking to file a Chapter 7 bankruptcy in Denver or a Chapter 13 bankruptcy in Denver?  Do you have 30 creditors or 3? What’s the scope of the damages you are looking at in regards to your finances, how late are you on payments?  Do you have a family or are you single.  Since every question we ask has ramifications, we have to be prudent and ask, however potential clients think we are just giving them a run around.

Maybe there are bankruptcy attorneys in Denver who will give you quotes without details.  Maybe they have a process of giving you bankruptcy papers and all the burdens, so $499 makes sense to charge.  Ultimately, anyone who is going to do a good job for you is going to ask questions, lots of them.  Our goal is to be as efficient and productive with our time so that your costs always are as low as possible.

So, “How much does a bankruptcy cost here in Denver?”

Answer:  It Depends! (If you just want a “ballpark price,”  most cases are between $1,500 and $2,500)  Just remember, if the bankruptcy goes through, almost all of the bills you are paying on go away, so financing this is an option.